The best rewards cards out there, compiled on a single page. Rewards cards give you a percentage back on each purchase and are recommended for those who pay their balances off each month since they often have higher interest rates. The cards listed below generally do not have annual feels and give cashback rather than miles (since cash is a lot more flexible).
The following cards cover 3 specific categories that we hope cover most people: gas, groceries, and restaurants. We've also included a general purpose card for purchases that fall outside of those categories. Make sure to use the specific cards first and the general purpose card only when the others do not apply.
If you have any suggestions for cards, please email webmaster@thebestcreditcardrewards.com and we'll review and update the site if appropriate.
General Purpose: Fidelity Investment Rewards Visa Signature Card
This Fidelity Investment card is the perfect catch all card. By using it on all of the purchases that you can't get a higher than 1.5% reward on, you're guaranteeing that the minimum cashback you'll receive on credit card purchases is 1.5%.
- 1.5% cashback (unlimited)
- No annual fee
- Personal concierge
Gas: Discover Open Road Card
Use this Discover card exclusively for gas and auto maintenance.
- 5% cashback on gas and auto maintenance purchases (on first $1200 in annual gas / auto maintenance purchases)
- 1% cashback on other purchases
- No annual fee
Groceries: Citi Dividend Platinum Select MasterCard
Use this Citi card for all of your grocery purchases.
- 5% cashback at supermarkets, drugstores, gas stations, convenience stores and utilities for 6 months, and 2% thereafter
- 1% cashback on other purchases
- Maximum $300 reward per year
- No annual fee
Restaurants: TrueEarnings Consumer Card from Costco and American Express
Use for all restaurant purchases.
- 3% cashback for eating out, 2% for traveling, 1% everywhere else
- No limit on cashback earned
- No annual fee